Loan Tips

Types of Loans

Purchase Loans

  • Fast, Free Preapproval!
  • Low Fixed Rate or Adjustable Rate Mortgages.
  • Programs range from No Downpayment to Low Rate/High Equity loans.

Mortgage Refinancing

When you refinance, you are taking out a new mortgage at current interest rates, which replaces your existing loan. Mortgage refinancing can be a great idea, but it does not make financial sense for everyone. Call today and speak to our a First Equity Mortgage loan officer.

Home Equity Loans

Home equity loans are second mortgages. They are typically used for home improvements, car purchases; consolidate credit card debts and other high interest debt. 

Your Credit Score

When you apply for a mortgage, your lender will request a credit report from a credit reporting company. This is usually a local or regional company. This company pulls together a credit report electronically. Be proactive and improve your credit rating by following a few simple steps:

  1. Pay all your payments on time.
  2. Don't apply for new credit unnecessarily.
  3. Keep your credit card balances to less than 40% of the maximum credit limit.
  4. Pay off any collections you have on your report.

Contact Us

10011 W. 21st St. N., Ste. 101
Wichita, KS 67205
Phone: (316) 721-7744
Fax: (316) 721-7887

Monday - Friday 8:30am to 5:00pm

Kansas Licensed

 equal housing

Kansas Licensed
Mortgage Company
# MC. 0001716
NMLS #235600