When you apply for a mortgage, your lender will
request a credit report from a credit reporting company. This
is usually a local or regional company. This company pulls together
a credit report electronically. Be proactive and improve your
credit rating by following a few simple steps:
1) Pay all your payments on time.
2) Don't apply for new credit unnecessarily.
3) Keep your credit card balances
to less than 40% of the maximum credit limit.
4) Pay off any collections you
have on your report.
